My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Provides down payment assistance and competitive interest rates for first-time homebuyers in Texas. Combines a 30-year fixed-rate first mortgage with up to $15,000 in down payment and closing cost assistance. Income limits apply based on household size and county.

Down payment assistance up to $15,000 as a second lien, deferred and forgivable

Key Details

  • Up to $15,000 down payment assistance
  • Competitive 30-year fixed mortgage rates
  • First-time homebuyer or no ownership in 3 years
  • Income limits: typically up to 115% AMI
  • Available through participating lenders

How to Apply

A grant-savvy contractor in Atascocita, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Atascocita, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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