CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance equal to 20% of home purchase price for first-time California homebuyers. This is a shared appreciation loan due when the home is sold, refinanced, or title transfers.

Loan amount is 20% of purchase price, repaid with appreciation share upon sale

Key Details

  • 20% of purchase price for down payment
  • First-time homebuyers only
  • Income up to $212,580 in Alameda County
  • Shared appreciation loan due at sale
  • Program currently waitlisted

How to Apply

A grant-savvy contractor in Berkeley, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Program oversubscribed, check for reopening

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Berkeley, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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