North Dakota FirstHome Down Payment Assistance

ND Housing Finance Agency

Available Down Payment

About This Program

Forgivable second mortgage up to $15,000 to assist with down payment and closing costs for first-time homebuyers in Bismarck. Forgiven at 20% per year over 5 years. Must meet income limits and complete homebuyer education.

Second mortgage forgiven 20% annually over 5 years

Key Details

  • Up to $15,000 forgivable loan for down payment
  • For first-time homebuyers
  • Income limits apply (varies by household size)
  • Forgiven over 5 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Bismarck, ND can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Apply through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Bismarck, ND

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