Florida Housing First-Time Homebuyer Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Florida. Offered as a 30-year, 0% interest second mortgage that is fully forgiven after 30 years. Combined with below-market rate first mortgage. Income and purchase price limits apply.

Down payment assistance loan is forgiven after 30 years of residency

Key Details

  • Up to $7,500 for down payment and closing costs
  • 0% interest second mortgage, forgiven after 30 years
  • Must be first-time homebuyer or not owned home in 3 years
  • Income and purchase price limits apply
  • Must complete homebuyer education course

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 488-4197

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Deadline: Subject to program funding availability

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