CHFA Mortgage Credit Certificate (MCC)

Colorado Housing and Finance Authority

Available Down Payment

About This Program

Federal tax credit that allows first-time homebuyers to claim up to 50% of their annual mortgage interest as a direct tax credit (not a deduction). Credit continues for the life of the mortgage as long as the home remains your primary residence.

Estimated first-year tax credit based on typical mortgage interest

Key Details

  • Federal tax credit of up to 50% of mortgage interest
  • For first-time homebuyers in Colorado
  • Income limits at 140% area median
  • Credit continues for life of mortgage
  • Can combine with CHFA down payment assistance

How to Apply

A grant-savvy contractor in Broomfield, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Broomfield, CO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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