Indiana Mortgage Credit Certificate Program

Indiana Housing & Community Development Authority

Available Down Payment

About This Program

Federal tax credit equal to 20% of annual mortgage interest, reducing federal income tax liability. Available to first-time homebuyers in Indiana purchasing a primary residence. Can save homebuyers thousands over the life of the loan.

Annual federal tax credit based on typical Carmel mortgage

Key Details

  • Federal tax credit worth 20% of mortgage interest
  • For first-time homebuyers in Indiana
  • Annual credit up to $2,000
  • Can be combined with other IHCDA programs
  • Income and purchase price limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 232-7777

A grant-savvy contractor in Carmel, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to funding availability

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