My First Texas Home Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Texas. Forgivable loan that requires no monthly payment and is forgiven after maintaining occupancy for 10 years. Paired with 30-year fixed-rate mortgage at competitive rates.

Forgivable loan up to $15,000, no repayment if you stay 10 years

Key Details

  • Up to $15,000 forgivable loan for down payment
  • First-time homebuyers only
  • Income limits apply by county
  • Forgiven after 10 years of occupancy
  • Paired with competitive mortgage rates

How to Apply

A grant-savvy contractor in Carrollton, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Carrollton, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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