CalHOME First-Time Homebuyer (Ceres)

California Housing Finance Agency / City of Ceres

Available Down Payment

About This Program

Assists first-time homebuyers in Ceres with down payment and closing costs. Loan is deferred with no interest or monthly payments and is forgiven after 30 years of owner occupancy. Homebuyer education required.

Deferred loan, forgiven after 30 years of occupancy

Key Details

  • Up to $50,000 for down payment and closing costs
  • First-time homebuyers with income ≤ 80% AMI
  • Deferred, silent second loan, no monthly payments
  • Forgiven after 30 years of occupancy
  • Homebuyer education required

How to Apply

Get free help applying Visit Official Program Page Track this program

(209) 538-5770

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Deadline: Subject to annual funding availability

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