CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Provides down payment and closing cost assistance equal to 3.5% of the purchase price for first-time homebuyers in California. Must be used with a CalHFA first mortgage loan. Assistance is a deferred-payment junior loan with no monthly payments.

Deferred loan equal to 3.5% of purchase price; no monthly payment, due at sale or refinance

Key Details

  • 3.5% of purchase price for down payment/closing
  • Available to first-time homebuyers
  • Must use CalHFA first mortgage
  • No monthly payments on assistance loan
  • Income limits apply (varies by county)

How to Apply

A grant-savvy contractor in Chico, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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