CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA's MyHome Assistance provides down payment and closing cost assistance as a deferred-payment junior loan (3.5% of purchase price, max $18,000). Loan is forgiven after 30 years or when first mortgage is paid off.

Deferred junior loan equal to 3.5% of purchase price, capped at $18,000

Key Details

  • 3.5% of purchase price or $18,000 max
  • Deferred junior loan, no monthly payments
  • Forgiven after 30 years or mortgage payoff
  • Must be used with CalHFA first mortgage
  • For first-time homebuyers in California

How to Apply

A grant-savvy contractor in Citrus Heights, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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