California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance loans up to 20% of the purchase price for first-time homebuyers. The loan is a shared appreciation loan: no monthly payments, but CalHFA shares in the appreciation when you sell or refinance. Program periodically reopens.

Loan amount up to 20% of purchase price; no monthly payment but shared appreciation

Key Details

  • Down payment assistance up to 20% of price
  • Shared appreciation loan (no monthly payment)
  • CalHFA shares in home appreciation at sale
  • First-time homebuyer requirement
  • Currently waitlisted, check for reopening

How to Apply

A grant-savvy contractor in Clovis, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Program currently paused; check for reopening

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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