Texas Mortgage Credit Certificate (MCC) Program

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Provides first-time homebuyers with a dollar-for-dollar federal tax credit equal to 20% of annual mortgage interest paid (up to $2,000 per year). MCC lasts for the life of the loan and can be combined with other first-time homebuyer programs.

Estimated annual tax credit based on 20% of typical mortgage interest

Key Details

  • 20% of mortgage interest as annual federal tax credit
  • Up to $2,000 credit per year
  • For first-time homebuyers meeting income limits
  • Lasts for the life of the loan
  • Can combine with down payment assistance

How to Apply

A grant-savvy contractor in College Station, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in College Station, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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