Orange County First-Time Homebuyer Program

Orange County Housing Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Orange County including Costa Mesa. Silent second mortgage loan with deferred payment until sale, transfer, or refinance.

Loan amount varies by income and purchase price; no monthly payment

Key Details

  • Up to $150,000 for down payment and closing costs
  • For first-time buyers in Orange County
  • Silent second mortgage, no monthly payment
  • Repaid when home is sold, transferred, or refinanced
  • Income limits apply based on household size

How to Apply

Get free help applying Visit Official Program Page Track this program

(714) 480-2900

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Deadline: Ongoing, subject to fund availability

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