San Mateo County First-Time Homebuyer Program

San Mateo County Department of Housing

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in San Mateo County. Silent second mortgage loan deferred for 30 years or until property sale/transfer. Income and purchase price limits apply.

Deferred loan for down payment and closing costs; no monthly payments

Key Details

  • Up to $100,000 down payment assistance
  • First-time homebuyers in San Mateo County
  • Deferred loan, no monthly payments
  • Income and purchase price limits apply
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Daly City, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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