My First Texas Home Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time Texas homebuyers. Available as a grant that does not require repayment if borrower stays in home 5 years. Must be used with TDHCA first mortgage loan.

Grant equals lesser of $15,000 or 5% of first mortgage amount

Key Details

  • Grant up to $15,000 for down payment and closing
  • Must be first-time homebuyer
  • Income limits apply (up to 115% AMI varies by county)
  • Forgivable after 5 years in home
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in Duncanville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Duncanville, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs