California Housing Finance Agency (CalHFA)
Provides downpayment and closing cost assistance to first-time homebuyers in El Cajon. Silent second mortgage, deferred and due when home is sold, refinanced, or paid off. Must be combined with CalHFA first mortgage or other approved loan. Income limits apply.
Loan amount varies by purchase price and program; no monthly payments, due on sale
A grant-savvy contractor in El Cajon, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing while funds last
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs