OHFA Down Payment Assistance

Oklahoma Housing Finance Agency (OHFA)

Available Down Payment

About This Program

Down payment and closing cost assistance for eligible homebuyers purchasing in Oklahoma, including Enid. Provided as a second mortgage at 0% interest, forgivable after 10 years of owner occupancy. Must be combined with OHFA first mortgage.

Second mortgage forgiven after 10 years of owner occupancy

Key Details

  • Up to $7,500 toward down payment and closing costs
  • 0% interest second mortgage
  • Forgiven after 10 years of owner occupancy
  • Must use OHFA first mortgage
  • Income and purchase price limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(405) 419-8100

A grant-savvy contractor in Enid, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program, subject to funding availability

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