Indiana Mortgage Credit Certificate (MCC)

Indiana Housing & Community Development Authority

Available Down Payment

About This Program

Federal tax credit for first-time homebuyers that converts a portion of mortgage interest into a dollar-for-dollar tax credit. Provides up to $2,000 annually for the life of the loan.

Annual federal tax credit based on mortgage interest paid

Key Details

  • Up to $2,000 annual federal tax credit
  • For first-time homebuyers
  • Credit lasts for life of mortgage
  • Income and purchase price limits apply
  • Must use participating lender

How to Apply

A grant-savvy contractor in Fishers, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Fishers, IN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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