CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Down payment assistance for first-time homebuyers in California. Provides a deferred-payment junior loan equal to 3.5% of the purchase price or appraised value (whichever is less), up to $10,000, with zero percent interest.

Down payment assistance loan, no monthly payment required

Key Details

  • 3.5% of purchase price, up to $10,000
  • Zero percent interest deferred loan
  • For first-time homebuyers
  • Combined with CalHFA first mortgage
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Folsom, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Folsom, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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