Arkansas Single Family Mortgage Program

Arkansas Development Finance Authority (ADFA)

Available Down Payment

About This Program

ADFA provides below-market interest rate mortgages for first-time homebuyers in Fort Smith and throughout Arkansas. Program includes down payment assistance options and relaxed credit requirements. Homebuyer education required.

Interest rate typically 0.5-1.0% below market; saves $50-150/month

Key Details

  • Below-market mortgage rates for first-time buyers
  • Down payment assistance available
  • Income limits apply (varies by county)
  • Homebuyer education required
  • Available throughout Fort Smith area

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 682-5900

A grant-savvy contractor in Fort Smith, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

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