Kentucky Mortgage Credit Certificate (MCC)

Kentucky Housing Corporation

Available Down Payment

About This Program

Mortgage Credit Certificate converts a portion of your mortgage interest into a dollar-for-dollar federal tax credit. First-time homebuyers in Frankfort can claim 20% of annual mortgage interest as a tax credit, increasing buying power.

Tax credit equals 20% of annual mortgage interest paid

Key Details

  • 20% federal tax credit on mortgage interest
  • For first-time homebuyers in Kentucky
  • Income and purchase price limits apply
  • Increases home buying power
  • Credit can be claimed every year you own the home

How to Apply

A grant-savvy contractor in Frankfort, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Frankfort, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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