California Housing Finance Agency
Tax credit that allows first-time homebuyers to claim 15-50% of their annual mortgage interest as a federal tax credit (not just a deduction), reducing federal tax liability. Credit continues for life of loan as long as home remains primary residence.
Estimated annual tax credit based on 20% of mortgage interest on median Gilroy home
A grant-savvy contractor in Gilroy, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Deadline: Ongoing program subject to funding
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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