NDHFA FirstHome™ Loan Program

North Dakota Housing Finance Agency

Available Down Payment

About This Program

North Dakota Housing Finance Agency's FirstHome™ program offers below-market interest rate mortgages and optional down payment assistance to first-time homebuyers in Grand Forks. Income and purchase price limits apply.

Interest rate savings vary by market; typical 0.5-1.0% below market rate

Key Details

  • Below-market interest rate mortgages for first-time buyers
  • Optional down payment and closing cost assistance
  • Income and purchase price limits apply
  • Must complete homebuyer education course
  • Available through participating lenders statewide

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 292-8621

A grant-savvy contractor in Grand Forks, ND can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round, subject to fund availability

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