CalHFA First-Time Homebuyer Program

California Housing Finance Agency

Available Down Payment

About This Program

Below-market-rate mortgage financing for first-time homebuyers in California. Provides competitive fixed-rate mortgages with down payment as low as 3%. Can be combined with CalHFA down payment assistance programs.

Below-market interest rate saves thousands over life of loan

Key Details

  • Below-market-rate mortgage financing
  • Down payment as low as 3%
  • First-time buyers or non-owner for 3 years
  • Fixed-rate 30-year loans available
  • Can combine with down payment assistance

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

A grant-savvy contractor in Hanford, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications through participating lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Hanford, CA contractors

Find More Programs in Hanford, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs