Louisiana Housing Finance Authority MCC

Louisiana Housing Corporation

Available Down Payment

About This Program

Mortgage Credit Certificate (MCC) program provides first-time homebuyers with a federal tax credit of up to 50% of mortgage interest paid annually. Combined with low-interest mortgage options to make homeownership more affordable in Louisiana.

Estimated annual federal tax credit based on 20% of typical mortgage interest

Key Details

  • Federal tax credit for mortgage interest paid
  • Available to first-time homebuyers
  • Income limits apply by parish
  • Can be combined with other LHC programs
  • Credit available every year you own the home

How to Apply

A grant-savvy contractor in Houma, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Houma, LA

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