Missouri First Place Loan Program

Missouri Housing Development Commission

Available Down Payment

About This Program

Provides 30-year fixed-rate mortgages and down payment assistance to first-time homebuyers in Joplin and throughout Missouri. Down payment assistance available as zero-interest deferred loan forgiven after 10 years of owner-occupancy.

Down payment assistance typically 3-4% of purchase price, forgiven after 10 years

Key Details

  • First-time homebuyer mortgage program
  • Down payment assistance up to 4% of purchase price
  • Forgiven after 10 years of owner-occupancy
  • Income limits apply (varies by county)
  • Available in all Missouri counties including Jasper

How to Apply

A grant-savvy contractor in Joplin, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Joplin, MO

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