California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance loans equal to 20% of the home purchase price for first-time California homebuyers. Shared appreciation loan is repaid when home is sold, with a portion of appreciation owed to CalHFA.

Loan covers 20% of purchase price, repaid at sale with shared appreciation

Key Details

  • 20% of purchase price as down payment assistance
  • For first-time California homebuyers
  • Shared appreciation loan, repaid at sale
  • Currently waitlisted due to high demand
  • Must meet income and purchase price limits

How to Apply

Get free help applying Visit Official Program Page Track this program

(877) 922-5432

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Deadline: Applications currently paused due to high demand

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