Florida Homebuyer Mortgage Credit Certificate

Florida Housing Finance Corporation

Available Down Payment

About This Program

Provides a dollar-for-dollar federal income tax credit equal to 50% of mortgage interest paid annually, helping first-time homebuyers afford homeownership. Can be combined with Florida Housing's first mortgage programs for maximum benefit.

Annual tax credit equals 50% of mortgage interest paid, maximum $2,000/year

Key Details

  • Federal tax credit up to $2,000 annually
  • 50% of mortgage interest paid becomes tax credit
  • First-time homebuyers in Florida
  • Income and purchase price limits apply
  • Credit lasts life of mortgage

How to Apply

A grant-savvy contractor in Lakeland, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to allocation availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Lakeland, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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