Polk County SHIP (State Housing Initiatives Partnership)

Polk County Housing & Community Development

Waitlist Down Payment

About This Program

Provides down payment and closing cost assistance to low and moderate income first-time homebuyers in Polk County. Assistance is typically a deferred forgivable loan that is forgiven after a specified occupancy period. Homebuyer education required.

Forgivable loan for down payment and closing costs, forgiven after compliance period

Key Details

  • Down payment assistance up to $15,000
  • Income at or below 80% AMI required
  • First-time homebuyers in Polk County
  • Homebuyer education course required
  • Forgivable loan after occupancy period

How to Apply

A grant-savvy contractor in Lakeland, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted during open enrollment periods

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