Texas My First Texas Home Program

Texas Department of Housing & Community Affairs

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in McAllen purchasing a primary residence. Offered as a forgivable second lien or deferred-payment loan at 0% interest combined with a first mortgage.

Typical down payment assistance amount provided

Key Details

  • Up to $15,000 for down payment and closing costs
  • For first-time homebuyers
  • Income limits apply (varies by household size)
  • Forgivable after 15 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in McAllen, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Subject to annual funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in McAllen, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs