Idaho Housing First-Time Homebuyer Assistance

Idaho Housing and Finance Association

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Idaho. Assistance provided as a second mortgage that is fully forgiven after 10 years of homeownership. Must be combined with IHFA first mortgage loan.

Forgivable second mortgage for down payment and closing costs

Key Details

  • Up to $7,500 for down payment and closing costs
  • Forgivable after 10 years
  • Must be first-time homebuyer
  • Income and purchase price limits apply
  • Must use IHFA first mortgage

How to Apply

A grant-savvy contractor in Nampa, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Subject to program funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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