OHFA First-Time Homebuyer Down Payment Assistance

Oklahoma Housing Finance Agency

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Oklahoma. Offered as a forgivable second mortgage that is forgiven after 10 years of occupancy.

Down payment assistance typically 3-5% of purchase price, forgivable after 10 years

Key Details

  • Forgivable loan for down payment and closing costs
  • Must be first-time homebuyer or not owned home in 3 years
  • Income limits apply by county
  • Forgiven after 10 years of occupancy
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Norman, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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