SC Housing First-Time Homebuyer Program

South Carolina State Housing Finance and Development Authority

Available Down Payment

About This Program

Provides down payment and closing cost assistance for first-time homebuyers in South Carolina. Combines below-market interest rate mortgage with forgivable second mortgage for assistance.

Typical down payment assistance amount for qualifying first-time buyer

Key Details

  • Down payment assistance up to $15,000
  • Below-market interest rate mortgage
  • For first-time homebuyers
  • Income limits apply by county
  • Second mortgage forgiven over time

How to Apply

A grant-savvy contractor in North Charleston, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in North Charleston, SC

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