Georgia Dream Homeownership Program

Georgia Housing & Finance Authority (GHFA)

Available Down Payment

About This Program

Provides down payment and closing cost assistance to first-time homebuyers in Georgia. Must complete homebuyer education and meet income limits. Available as a grant or forgivable second mortgage.

Down payment assistance varies by county and program tier

Key Details

  • Up to $17,500 down payment and closing cost assistance
  • Must be first-time homebuyer in Georgia
  • Income limits vary by county and household size
  • Homebuyer education course required
  • Can be combined with FHA, VA, USDA, or conventional loans

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 359-4663

A grant-savvy contractor in Roswell, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling, subject to funding availability

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