FEMA Hazard Mitigation Grant Program (HMGP)

About This Program

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeowners cannot apply directly — your local government applies on your behalf for projects like home elevation, floodproofing, acquisition, or relocation. Contact your city or county emergency management office to ask if your area has an active HMGP cycle.

Must be in a presidentially declared disaster area; local government must apply on your behalf

Key Details

• Available after presidentially declared disasters only
• Covers elevation, floodproofing, acquisition, relocation
• Apply through your local city or county emergency management office
• 75% federal / 25% local cost share — homeowner contribution may count toward local share
• No direct homeowner application — local government submits on your behalf

How to Apply

Deadline: Rolling — triggered by presidential disaster declaration in your state