FEMA Increased Cost of Compliance (ICC) Coverage

Federal Emergency Management Agency / National Flood Insurance Program (NFIP)

Available Disaster Relief

About This Program

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a substantially or repetitively damaged home into compliance with local floodplain ordinances. Eligible uses include elevating, floodproofing, demolishing, or relocating your structure. If your home is declared substantially damaged after a flood, contact your flood insurance carrier to file an ICC claim.

Must hold an NFIP flood insurance policy and receive a substantial damage determination

Key Details

  • Included automatically in all NFIP flood insurance policies
  • Pays up to $30,000 for elevation, floodproofing, demolition, or relocation
  • Triggered when home is declared substantially or repetitively damaged
  • File claim with your flood insurance carrier, not a separate application
  • Partial advance payment of up to $15,000 available once permits are in place

How to Apply

Visit Official Program Page Track this program

1-800-427-4661

Deadline: File within 60 days of a substantial damage determination

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