AHFA Step Up Program

Alabama Housing Finance Authority

Available Down Payment

About This Program

Down payment assistance program for first-time homebuyers in Alabama. Provides up to $15,000 in forgivable down payment and closing cost assistance when combined with an AHFA mortgage. Loan forgiven over 10 years of occupancy.

Forgivable loan for down payment and closing costs, forgiven over 10 years

Key Details

  • Up to $15,000 forgivable down payment assistance
  • Must be first-time homebuyer
  • Combined with AHFA mortgage product
  • Forgiven over 10 years of occupancy
  • Income and purchase price limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(334) 244-9200

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Deadline: Ongoing while funds available

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