Alameda First-Time Homebuyer Program

City of Alameda / CalHFA

Available Down Payment

About This Program

Alameda partners with CalHFA to offer down payment and closing cost assistance for first-time homebuyers at or below 120% AMI purchasing in Alameda. Includes below-market rate loans and deferred-payment junior loans.

Assistance amount varies by income, home price, and program chosen

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment and closing cost assistance
  • For first-time homebuyers in Alameda
  • Income at or below 120% AMI
  • Includes below-market rate loans
  • Applications accepted year-round

How to Apply

Get free help applying Visit Official Program Page Track this program

(510) 747-4888

A grant-savvy contractor in Alameda, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

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