CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

California down payment assistance program providing up to 20% of home purchase price as a shared appreciation loan. No monthly payments required; loan is repaid when home is sold, refinanced, or transferred.

Loan amount up to 20% of purchase price, shared appreciation on sale

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to 20% of purchase price
  • No monthly payments on assistance loan
  • Must be first-time homebuyer or first-generation buyer
  • Income and purchase price limits apply
  • Currently paused, check CalHFA for reopening

How to Apply

A grant-savvy contractor in Aliso Viejo, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program currently paused, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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