Pennsylvania Housing Finance Agency (PHFA)
Down payment and closing cost assistance loan paired with PHFA mortgage. Provides 2% (non-targeted areas) or 4% (targeted areas including Allentown) of purchase price. Repayable when home is sold, refinanced, or no longer primary residence.
Loan amount is 4% of purchase price in Allentown (targeted area)
Deadline: Ongoing program through participating lenders
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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