Find grants, rebates, forgivable loans, and free programs for Altoona, IA, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Altoona, IA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free weatherization services to income-eligible Iowa households. Services include ins...
Offers low-interest mortgages and down payment assistance to first-time homebuyers in Iowa. Income and purchase price li...
Rebates for MidAmerican Energy customers who install qualifying high-efficiency heating and cooling systems. Up to $200 ...
Rebates for qualifying energy-efficient water heaters including natural gas and electric models. Amounts vary by equipme...
Rebates for adding insulation to attics, walls, or basements in existing homes served by MidAmerican Energy. Must meet m...
Rebate for purchasing and installing a qualifying smart thermostat. Smart thermostats help reduce energy costs by learni...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair or improve their homes...
Grants up to $10,000 for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards....
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Gr...
Helps veterans with certain service-connected disabilities adapt a family member's home where they will reside. Grant ca...
Iowa state tax credit for residential solar energy installations equal to 15% of the federal solar tax credit claimed, u...
HUD-funded program to reduce lead-based paint hazards in Polk County homes built before 1978 with children under age 6. ...
Helps eligible low-income Iowa households pay heating and cooling costs. Regular heating assistance available October-Ap...
Low-interest rehabilitation loans for homeowners with disabilities to make their homes accessible and address health and...
Federal HOME funds administered by Iowa Finance Authority for owner-occupied rehabilitation. Forgivable loans up to $14,...
Provides assistance to homeowners impacted by federally declared disasters in Iowa. Funding activated on a per-disaster ...
Provides property tax relief to eligible Iowa homeowners age 65+ or totally disabled with household income under $24,356...
Federal tax credit for energy-efficient home improvements including windows, doors, insulation, heat pumps, and water he...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Altoona, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Altoona, 14 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.