CalHFA MyHome Assistance Program

California Housing Finance Agency

Available Down Payment

About This Program

Provides down payment assistance loan up to 3.5% of purchase price or $10,000 (whichever is less) to first-time homebuyers. Silent second mortgage with no monthly payment; due when home is sold, transferred, or refinanced.

Loan amount is lesser of 3.5% of purchase price or $10,000

Key Details

  • 3.5% of purchase price or $10,000 max
  • Silent second mortgage, no monthly payment
  • Must use CalHFA first mortgage
  • First-time homebuyer requirement
  • Income limits: $218,750 (Orange County)

How to Apply

Deadline: Ongoing program subject to funding

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