California Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides 20% down payment assistance loans to first-time homebuyers in California. Loan is repaid when home is sold, refinanced, or transferred, with CalHFA sharing in appreciation. Program extremely popular with limited funding.

Loan provides 20% of home purchase price; shared appreciation upon sale

Key Details

  • 20% down payment assistance for first-time buyers
  • Must be combined with CalHFA first mortgage
  • Shared appreciation upon sale or refinance
  • Income limits: $291,250 (Orange County)
  • Currently waitlisted, extremely high demand

How to Apply

Visit Official Program Page Track this program

(877) 922-5432

Deadline: Waitlist for next funding round

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