Home Improvement Grants in Anderson.

Find grants, rebates, forgivable loans, and free programs for Anderson, SC, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Anderson, SC, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in weatherization improvements

South Carolina Weatherization Assistance Program (WAP)

Federally funded weatherization program providing free energy efficiency improvements to income-qualified South Carolina...

Weatherization
Forgivable loan up to $30,000

City of Anderson Owner-Occupied Housing Rehabilitation

CDBG-funded program providing major home repairs for low-income owner-occupied homes in Anderson city limits. Forgivable...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes or remove...

Home Repair
Up to $500 rebate

Duke Energy Heat Pump Rebate Program

Cash rebate for Duke Energy residential customers who install qualifying high-efficiency electric heat pumps. Rebate amo...

Energy
Up to $1,000 in rebates

Duke Energy Smart Saver Program

Comprehensive home energy efficiency rebate program offering incentives for insulation, duct sealing, air sealing, water...

Energy
Up to $25,000 forgivable loan

SC Housing Homeownership Rehabilitation Assistance

State-funded program providing rehabilitation assistance to low-income homeowners for critical home repairs. Delivered t...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home for accessibility or to b...

Veterans
Up to $1,000 rebate

Duke Energy Solar Rebate Program

Incentive for Duke Energy customers who install rooftop solar systems. Rebate amount based on system size. Program capac...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system (and battery storage). Claim...

Solar/Renewable
Up to $5,000 grant

Anderson County Senior Home Repair Program

Grant program for Anderson County seniors age 60+ to address critical home repairs and safety hazards. Priority given to...

Seniors & Disability
Up to $15,000 grant

South Carolina Home Accessibility Modification Program

Grant program to help South Carolina residents with disabilities make accessibility modifications to their homes. Covers...

Seniors & Disability
Up to $8,000 grant

City of Anderson Emergency Home Repair Grant

Emergency grant for Anderson city residents facing immediate health or safety threats in their homes. Covers urgent repa...

Emergency
Up to $800 heating/cooling assistance

South Carolina Low-Income Home Energy Assistance (LIHEAP)

Federal energy assistance program helping low-income South Carolina households pay heating and cooling bills. Also provi...

Energy
Free lead hazard removal

South Carolina Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in eligible South Carolina homes built before 1978 with childre...

Home Repair
Up to $300 in appliance rebates

Duke Energy Appliance Rebate Program

Rebates for Duke Energy customers who purchase qualifying energy-efficient appliances including heat pump water heaters,...

Energy
Up to $15,000 forgivable loan

Anderson County HOME Down Payment Assistance

HOME-funded down payment assistance for first-time homebuyers in Anderson County. Forgivable loan for down payment and c...

Homebuyer
Free foreclosure counseling

SC Housing Foreclosure Prevention Counseling

Free HUD-certified foreclosure prevention counseling for South Carolina homeowners at risk of losing their homes. Counse...

Homebuyer Ed
First $50,000 of home value exempt

South Carolina Homestead Exemption (Seniors & Disabled)

Property tax exemption for South Carolina homeowners age 65+ or totally and permanently disabled. First $50,000 of home ...

Property Tax Relief
Up to $5,000 forgivable loan

City of Anderson Sewer Lateral Assistance Program

Assistance program for Anderson city homeowners to repair or replace failing private sewer laterals. Forgivable loan aft...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Anderson, SC?

24 programs are currently listed for Anderson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Anderson have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Anderson, 15 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Anderson?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.