Indiana Mortgage Credit Certificate (MCC)

Indiana Housing & Community Development Authority

Available Down Payment

About This Program

Federal tax credit for first-time homebuyers in Indiana purchasing in Anderson or Madison County. Converts a portion of mortgage interest into a dollar-for-dollar tax credit annually for the life of the loan. Can be combined with other homebuyer programs.

20% of mortgage interest converted to annual tax credit

Key Details

  • Annual federal tax credit for life of loan
  • 20% of mortgage interest as tax credit
  • For first-time homebuyers
  • Income and purchase price limits apply
  • Increases buying power and reduces tax burden

How to Apply

Get free help applying Visit Official Program Page Track this program

(317) 232-7777

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Deadline: Ongoing program

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