Find grants, rebates, forgivable loans, and free programs for Anderson, IN, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Anderson, IN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered through Community Action of East Central Indiana to reduce energy costs by improvi...
Provides major home rehabilitation for low-income owner-occupants in Anderson city limits. Loan is forgivable after 10 y...
Provides emergency repairs for owner-occupied homes in Anderson when conditions pose immediate health or safety threats....
Provides grants for accessibility modifications to Anderson homes for residents with disabilities. Includes ramps, widen...
Low-interest loan program for Anderson homeowners to repair or replace private sewer laterals from home to public main. ...
Rebates for Duke Energy Indiana customers who install energy-efficient heating and cooling equipment. Includes central a...
Rebate for Duke Energy Indiana customers who install ENERGY STAR certified heat pump water heaters. These units use up t...
Rebates for Duke Energy Indiana customers who add insulation to attics, walls, crawlspaces, or basements. Includes air s...
Duke Energy customers can receive rebates on qualifying smart thermostats plus free professional installation. Participa...
Incentive for Duke Energy Indiana customers who install rooftop solar photovoltaic systems. Rebate is based on system ca...
HUD-funded program administered by IHCDA to reduce lead-based paint hazards in homes built before 1978 with children und...
Federally funded HOME program provides grants for owner-occupied housing rehabilitation in Anderson and Madison County. ...
USDA grants (seniors 62+) and loans for very low-income homeowners in eligible rural areas near Anderson to repair, impr...
Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility. Covers stru...
Grant for veterans with qualifying service-connected disabilities (including blindness or loss of use of hands) to make ...
Low Income Home Energy Assistance Program helps eligible Anderson households pay heating and cooling bills. Priority giv...
Emergency assistance for Anderson households facing utility disconnection or energy crisis. Provides one-time emergency ...
Indiana's standard homestead credit reduces property taxes for owner-occupied primary residences. Anderson homeowners re...
Additional property tax deduction for Indiana homeowners age 65+ who have lived in their home for at least one year. Ded...
Federal tax credit for first-time homebuyers in Indiana purchasing in Anderson or Madison County. Converts a portion of ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Anderson, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Anderson, 15 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.