Home Improvement Grants in Apopka.

Find grants, rebates, forgivable loans, and free programs for Apopka, FL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Apopka, FL, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 forgivable loan

City of Apopka CDBG Owner-Occupied Rehabilitation Program

Provides major home rehabilitation assistance for low-income owner-occupied households in Apopka city limits. Loan is fo...

Home Repair
Up to $10,000 grant

Orange County Emergency Home Repair Program

Provides emergency home repair grants for low-income homeowners in Orange County to address immediate health and safety ...

Emergency
Up to $8,000 in weatherization services

Florida Weatherization Assistance Program (WAP)

Federally funded program providing free weatherization services to low-income households in Florida. Priority given to e...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their h...

Home Repair
Up to $1,050 in instant rebates

Duke Energy Home Energy Check

Free in-home energy assessment with instant installation of energy-saving devices including LED bulbs, faucet aerators, ...

Energy
Up to $250 rebate

Duke Energy Heat Pump Rebate

Rebate for Duke Energy customers who install qualifying high-efficiency heat pump systems. System must meet minimum SEER...

Energy
$120 rebate on smart thermostats

Duke Energy Smart Thermostat Program

Rebate for purchasing and installing a qualifying Wi-Fi-enabled smart thermostat. Customers must enroll in the Power Man...

Energy
Property tax exemption on solar value

Florida Solar Energy System Incentive

Florida exempts 100% of the added home value from solar energy systems from property tax assessment. Homeowners installi...

Solar/Renewable
Sales tax exemption on solar equipment

Florida Solar Sales Tax Exemption

Florida exempts residential solar energy systems from the state's 6% sales tax. Exemption applies to purchase and instal...

Solar/Renewable
Up to $25,000 grant

Orange County ADA Home Modification Program

Provides grants to low-income Orange County homeowners for accessibility modifications such as ramps, widened doorways, ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home or their own home to meet their ...

Veterans
Free inspection + up to $10,000 grant

My Safe Florida Home Program

Provides free wind mitigation inspections and matching grants up to $10,000 for hurricane protection improvements includ...

Disaster
Up to $50,000 in assistance

Florida Homeowner Assistance Fund

Provides assistance to eligible homeowners who experienced financial hardship after January 2020 due to COVID-19. Funds ...

Home Repair
Up to $75,000 forgivable loan

Orange County HOME Investment Partnerships Program

Federally funded HOME program providing substantial rehabilitation assistance to low-income homeowners in Orange County....

Home Repair
Up to $5,000 for minor repairs

Florida Community Care for the Elderly (CCE) Home Repair

Provides minor home repairs and modifications for frail elderly (60+) Floridians to help them remain safely in their hom...

Seniors & Disability
Up to $15,000 low-interest loan

Orange County Septic Tank Repair/Replacement Program

Provides low-interest loans to Orange County homeowners for septic system repair, replacement, or upgrade to advanced tr...

Home Repair
Free lead hazard removal

Florida Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in qualifying Florida homes built before 1978 with...

Home Repair
Up to $50,000 for hurricane hardening

Florida Rebuild Program (Hurricane Hardening)

Post-disaster program helping homeowners who suffered hurricane damage to rebuild with hurricane-resistant features. Inc...

Disaster
Up to $75 per appliance

Duke Energy Appliance Rebate Program

Rebates for purchasing ENERGY STAR certified appliances including heat pump water heaters ($50) and pool pumps ($75). He...

Energy
Up to $50,000 additional homestead exemption

Florida Senior Property Tax Exemption

Additional homestead exemption for seniors 65 and older with household income under $32,000 (adjusted annually). Exempts...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Apopka

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Frequently asked questions

What home improvement grants are available in Apopka, FL?

25 programs are currently listed for Apopka, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Apopka have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Apopka, 18 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Apopka?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.