Home Improvement Grants in Apple Valley.

Find grants, rebates, forgivable loans, and free programs for Apple Valley, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Apple Valley, MN, with individual awards up to $126,526. 3 programs target seniors, 3 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Minnesota Weatherization Assistance Program (WAP)

Federally funded weatherization program administered through Dakota County CDA providing free energy efficiency upgrades...

Weatherization
Low-interest loan up to $50,000

Minnesota Housing Fix-Up Fund

State-backed low-interest home improvement loan for owner-occupied properties statewide. Funds can be used for repairs, ...

Home Repair
Deferred loan up to $35,000

Dakota County CDA Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation program for low- and moderate-income homeowners in Dakota County. Provides deferred loans for...

Home Repair
Grant up to $5,000

Apple Valley Emergency Home Repair Program

City-administered emergency repair grant for Apple Valley homeowners facing urgent health and safety hazards. Covers eme...

Emergency
Free lead hazard assessment and remediation

Minnesota Lead Safe Housing Program

State-funded lead hazard control program for homes built before 1978 with children under six or pregnant women. Provides...

Home Repair
In-home assessment for $100

Xcel Energy Home Energy Squad

Comprehensive home energy assessment with immediate installation of efficiency measures including LED bulbs, low-flow sh...

Weatherization
Rebate up to $2,500

Xcel Energy Air Source Heat Pump Rebate

Rebate for qualifying air source heat pumps installed in Xcel Energy service territory. Rebate amount varies by system e...

Weatherization
Rebate up to $700

Xcel Energy Central Air Conditioning Rebate

Rebate for high-efficiency central air conditioning systems installed in Xcel Energy electric service area. Rebate amoun...

Weatherization
Rebate up to $800

CenterPoint Energy Furnace Rebate

Rebate for qualifying high-efficiency natural gas furnaces installed in CenterPoint Energy service territory. Rebate amo...

Weatherization
Rebate up to $100

CenterPoint Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats in homes with CenterPoint natural gas heating. Ther...

Weatherization
Rebate up to $400

CenterPoint Energy Water Heater Rebate

Rebate for ENERGY STAR certified natural gas water heaters including tankless and storage models. Rebate amount varies b...

Weatherization
Rebate up to $1,800

Xcel Energy Insulation Rebate

Rebate for professionally installed attic, wall, and basement insulation plus air sealing. Requires pre-approval and Hom...

Weatherization
Performance-based incentive

Xcel Energy Solar*Rewards Program

Performance-based solar incentive program for residential solar installations in Xcel Energy territory. Pays per kWh pro...

Solar/Renewable
Sales tax exemption on solar equipment

Minnesota Solar Sales Tax Exemption

State sales tax exemption for residential solar energy systems and components. Automatically applied at time of purchase...

Solar/Renewable
Grant up to $10,000

Dakota County Senior Home Repair Program

Grant program for senior homeowners age 62+ in Dakota County for emergency and accessibility repairs. Covers health and ...

Seniors & Disability
Low-interest loan up to $45,000

Minnesota Veterans Affairs Home Improvement Loan

Low-interest home improvement loan for Minnesota veterans and active duty service members. Can be used for repairs, remo...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Federal program offering low-interest loans and grants to very-low-income homeowners in designated rural areas to repair...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to construct or modify a home to meet adaptive needs. Cov...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers bathroom m...

Veterans
Deferred loan up to $30,000

Minnesota HOME Homeowner Rehabilitation

Federally funded HOME program administered locally for major home repairs for low-income homeowners. Provides deferred, ...

Home Repair
Deferred loan up to $25,000

Minnesota Livable Communities Housing Rehab

Metropolitan Council program administered by Dakota County CDA for owner-occupied rehabilitation in participating commun...

Home Repair
Low-interest loan up to $20,000

Apple Valley Sewer Lateral Repair Loan

City-sponsored low-interest loan program for private sewer lateral repairs and replacements in Apple Valley. Loan is add...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Apple Valley

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Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Apple Valley, MN?

26 programs are currently listed for Apple Valley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Apple Valley have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Apple Valley, 12 programs do not require repayment, 3 are forgivable loans, and 7 are rebates.

How do I apply for home repair grants in Apple Valley?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.