Florida First Time Homebuyer Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Florida. Assistance is a zero-interest, 30-year forgivable second mortgage. Must combine with first mortgage from participating lender and complete homebuyer education course.

Forgivable second mortgage; forgiven after 30 years of homeownership

Key Details

  • Up to $17,500 down payment and closing cost assistance
  • For first-time homebuyers (or not owned in 3 years)
  • Zero-interest, 30-year forgivable second mortgage
  • Must meet income and purchase price limits
  • Homebuyer education course required

How to Apply

Get free help applying Visit Official Program Page Track this program

(850) 488-4197

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Deadline: Ongoing while funds available

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