Florida Heroes Loan Program

Florida Housing Finance Corporation

Available Down Payment

About This Program

Down payment and closing cost assistance for eligible educators, first responders, healthcare workers, childcare employees, and active military/veterans purchasing a primary residence in Florida. Assistance is a zero-interest, 30-year forgivable second mortgage.

Forgivable second mortgage for down payment and closing costs; forgiven after 30 years

Key Details

  • Up to $25,000 down payment and closing cost assistance
  • For teachers, first responders, healthcare workers, veterans
  • Zero-interest, 30-year forgivable second mortgage
  • Must purchase in Florida and meet income limits
  • Combine with first mortgage from participating lender

How to Apply

A grant-savvy contractor in Arcadia, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Arcadia, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs